Granite Group Advisors, LLC ("Granite") is an SEC registered investment adviser located in Wilton, CT. Granite and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon SEC registered investment advisers by those states in which Granite maintains clients. Granite may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Granite's web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of Granite's web site on the Internet should not be construed by any consumer and/or prospective client as Granite's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute of for, personalized individual advice from Granite. Any subsequent, direct communication by Granite with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Granite, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov. A copy of Granite's current written disclosure statement discussing Granite's business operations, services, and fees is available from Granite upon written request. Granite does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Granite's web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.